Turning Home-Equity
Into Life-Quality
Meet Your
Mortgage Equity Planner
Jan Muhsmann
NMLS# 274143
✉ jan.muhsmann@fairwaymc.com
📍 375 Cedar Sage Drive, Suite 250, Garland, TX, 75040
📞214-232-8512
As a seasoned Mortgage Loan Officer specializing in reverse mortgages, I bring a wealth of expertise and dedication to my clients. With a deep understanding of the unique needs and challenges faced by seniors seeking financial solutions, I am committed to guiding them through every step of the reverse mortgage process with integrity and compassion. Leveraging my extensive knowledge of lending regulations and market trends, I strive to provide personalized guidance tailored to each client's individual circumstances.
My ultimate goal is to empower seniors to unlock the equity in their homes and achieve greater financial security and peace of mind. With a client-first approach and a passion for helping others, I am honored to be a trusted partner on their journey towards a brighter financial future
Based in Garland, TX
What Fairway customers are saying *
My wife and I really appreciated the huge financial help from Fairway Independent Mortgage Corporation. Our lives have been better than before. Thank you again.
Donald Y.
Fairway was always professional, expedient, and truthful about the process of obtaining a reverse mortgage loan. No part of the process was concealed or confusing. It was a pleasure to work with Fairway and its representative.
Carl Young
This is an invaluable loan for seniors. The staff was terrific helping us navigate through the process and explaining the benefits this provides.
Cassie Smith
What is a Reverse Mortgage Loan?
A reverse mortgage is a unique loan that allows those 62 years of age and older to convert a portion of the equity they have built up in their homes into cash and defer repayment until they pass away or move out. The loan can provide you with cash that you can use now, help you develop a line of credit, and more, giving you more financial flexibility in retirement.
Benefits of a Reverse Mortgage
There are many incredible benefits to this unique loan, and it can be a great way way for you to feel secure in your retirement and provide you with the financial freedom you are looking for.
Benefits
- No monthly mortgage payments except for taxes, insurance, and maintenance
- Growing line of credit (applies to unused funds)
- Increased discretionary cash flow
- Can sell YOUR home at any time
- Does not require payment until last living borrower permanently leaves the home
- Bridge the medicare gap
- Increase your purchasing power
Benefits of a Reverse Mortgage
Built-In Portfolio
Neutralizer
Although most people think of reverse mortgages as a standalone loan, it's time to consider them differently. The way their full power can be realized is within the structure of a retirement plan. For example, typically as people age, they are told to reduce portfolio risk by holding fewer stocks. If you have an HECM line of credit, it acts as a built-in neutralizer for a more stock-heavy portfolio, letting you remain invested in equities longer.
Increased
Cash Flow
Reverse mortgages allow homeowners to tap their home equity in stages as cash is needed for home maintenance, property taxes, travel, health care, and other spending needs. Thus, reverse mortgages can provide an approach to positive retirement cash flow.
Purchase Life
Insurance
Funds obtained from a reverse mortgage may be used to pay for additional life insurance premiums, that purchase will be made with tax-free dollars, which means a larger death benefit. Your heirs will be ensured a guaranteed sum upon your death and you will know exactly what you are able to leave behind for them.with trained reverse mortgage planners, giving us the ability to meet with you in a face-to-face setting.
Who We Serve
Homeowners
You invested so much into your home and future, and retirement is meant to be a time where you can reap those benefits. With a reverse mortgage, Fairway can help you convert the equity in your home into useable, nearly tax-free funds.
Financial Advisors
With Fairway Mortgage, we can help your clients secure smart financial decisions when it comes to reverse mortgages and their retirement planning. We are proud to be a trusted resource for financial advisors and their senior clients.
Realtors
The Fairway team is proud to be the top reverse mortgage partners for Realtors. With our years of experience, we will be there every step along the way, from the vital pre-approval process to a smooth, surprise-free closing.
Reverse Mortgage Resources
The Fairway team wants you to have convenient access to all of the details you need regarding reverse mortgages and has prepared a variety of resources that can help you along your planning journey.
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